PERSONAL LOANS UP TO $5,000


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Personal Loan

Representative Example

Amount Period APR Monthly Total Paid
$2,500.00 24 mo 7% $111.93 $2,686.35
$5,000.00 12 mo 10% $439.58 $5,274.95
* This is an example and does not represent the APR and/or fees that the consumer will be given if approved by a lender within our network
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APR Range

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. You will be given the exact APR, loan fees, and other terms by your lender when you approved for a loan. By The Truth in Lending Act law, the lender must show you all the information about the loan before you enter into it. The APR range is between 6% to 35.7% and repayment within 90 days to 30 months. Please know that you are never under obligation to accept the loan terms that a lender gives you.
Representative Example: APR is 10% so if you borrow $5,000 over 365 days (12 months). you will repay $439.58 per month and $5,274.95 in total.


* This is an example and does not represent the APR and/or fees that the consumer will be given if approved by a lender within our network
Implication of Late Payment, Non Payment or Partial Payment

Each lender has its own criteria and policy when it comes to late payments. Additional fees or charges by your lenders may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Experian, Equifax, Teletrack, Transunion or DP Bureau to determine credit status. Before you agree to a loan be sure you read and understand the implications of making late payments, partial payment, and non-payment.

Renewal Policy

Each participating lender has their own renewal policy. The loan renewal options will be presented to you by your lender prior to your acceptance of the loan.Some participating lenders will automatically renew your loans or will require your permission to renew your loan. Some participating lenders will not renew your loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents. State laws often govern loan renewal policies. Be sure to know your state’s policies in regard to loan renewal.

Credit Score Impact

Some lenders may conduct a non-traditional credit check in order to determine your eligibility for a loan, lenders may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Equifax, Transunion, Experian, Teletrack or DP Bureau to determine credit worthiness, credit standing and/or credit capacity. If you do not repay your loan on time your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score.

Collection Practices

Findloan.co do not get involved in the process of debt collection. Your lenders' collection practices will be disclosed to you in the loan documents. If for any reason you cannot make a payment on time, you should contact and discuss with your lender immediately on how to resolve it. After entering into a loan repayment schedule, you are protected by the Fair Debt Collection Practices Act (FDCPA), which is overseen and enforced by the Federal Trade Commission and the Consumer Financial Protection Bureau. Our lenders are required to abide by the FDCPA, which includes the following rules (this applies both to lenders and third-party collection agencies working on behalf of the lenders):

  • They may not contact you by phone before 8:00 am or after 9:00 pm in your time zone.
  • They may not use abusive language toward you.
  • They are prohibited from using deception to attempt to collect a debt from you.
  • They are not allowed to threaten legal action against you if they either can’t or don’t intend to pursue such legal action.
*Legal Disclaimer: The operator of this web site is not a lender, does not offer or solicit you to participate in a loan, does not broker loans to lenders and does not make personal loans or credit decisions. This website takes consumer registrations and forwards it to potential lenders who have registered to participate in our network. Providing your information on this website does not guarantee that you will be approved for a personal loan. For qualified consumers, the maximum APR, will not exceed 35.99%.You have no obligation to use the website or service to initiate contact, nor apply for credit or any loan product with any service provider or lender. Not all lenders can provide up to $5,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. For details or questions regarding your personal loan, please contact the lender directly. In some instances and for some products, the personal loan is meant to provide you with personal financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a personal loan based upon lender requirements. Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers. Lenders may perform alternative credit checks or consumer reports through alternative providers.
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