Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.
| Amount | Period | APR | Monthly | Total Paid | |
|---|---|---|---|---|---|
| $2,500.00 | 24 mo | 7% | $111.93 | $2,686.35 | |
| $5,000.00 | 12 mo | 10% | $439.58 | $5,274.95 |
If you borrowed $5,000 over a 48 month period and the loan had a 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total pay back amount of $6320.12 which including the 8% fee paid from the loan amount, would have a total cost of $1720.12. Representative 18.23% APR.
* This is an example and does not represent the APR and/or fees that the consumer will be given if approved by a lender within our networkFindloan.co is here to find you a lender. Searching over 100 optional lenders to connect a lender to you. Use our 2 step online loan request form, start now and find out how easy it is.
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The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. You will be given the exact APR, loan fees, and other terms by your lender when you approved for a loan. By The Truth in Lending Act law, the lender must show you all the information about the loan before you enter into it. The APR range is between 6% to 35.7% and repayment within 90 days to 30 months. Please know that you are never under obligation to accept the loan terms that a lender gives you.
Representative Example: APR is 10% so if you borrow $5,000 over 365 days (12 months). you will repay $439.58 per month and $5,274.95 in total.
Each lender has its own criteria and policy when it comes to late payments. Additional fees or charges by your lenders may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Experian, Equifax, Teletrack, Transunion or DP Bureau to determine credit status. Before you agree to a loan be sure you read and understand the implications of making late payments, partial payment, and non-payment.
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Some lenders may conduct a non-traditional credit check in order to determine your eligibility for a loan, lenders may verify your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Equifax, Transunion, Experian, Teletrack or DP Bureau to determine credit worthiness, credit standing and/or credit capacity. If you do not repay your loan on time your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score.
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